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Looks to me like the program is basically trying to lure the rubes into taking on more debt that they really can't afford. Never could understand why anyone would buy a new vehicle on a 72 month note. They would be upside down for probably five years, even if everything went well.
If you can't afford it, you don't need it. But what do I know, I'm just a stupid, tightfisted hillbilly.
Chas
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