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I'm getting close to retirement and have a lot of questions... Any retires here that can give advice?
My thoughts are that my spending habits will change in retirement. Won't have to buy clothes for work, won't be spending money on gas for my daily work commute.
And that sounds like I'm saving money for daily living expenses..... But does it really work out that way? Are those savings from not working spent in other ways during retirement? Will my day to day expenses be more or less than when working?
I realize the answers depend on many variables.... I'm just trying to figure it all out.
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