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Whell, in response to your point #3 in the post above....
If those "scores of charitable organizations" were meeting the needs of people, there would be no need for government social service programs.
And, the majority of those charitable organizations rely on federal, state, and local government dollars to provide those services.
In a perfect world, maybe charitable organizations would be a solution, but, in our less than perfect world, they are just another cog in the wheel helping those in need.
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