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  #61  
Old 01-15-2018, 12:30 PM
Chicks Chicks is offline
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Originally Posted by nailer View Post
Even with an indexed S&P 500 fund you're speculating too.
Which is why you use asset allocation to balance risk and reward, moving toward lower risk as you grow older. Lots of great index funds from Vanguard that make it easy to do this, and, over time, will always outperform the speculators.
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  #62  
Old 01-15-2018, 07:34 PM
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whell whell is offline
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Originally Posted by Chicks View Post
Which is why you use asset allocation to balance risk and reward, moving toward lower risk as you grow older. Lots of great index funds from Vanguard that make it easy to do this, and, over time, will always outperform the speculators.
Pretty stiff loads in some of those lifestyle mutual funds, though.
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