The Personal Story of an Obamacare loser

[donquixote99]

I'm willing to believe he beat stage 4 cancer because he's got the greatest doctor ever, up at Stanford.

Most people aren't in that situation, and if they are, let's face it, they aren't going to get to see the greatest doctor ever up at Stanford.

If there's a way to make the health care system for EVERYONE IN THE COUNTRY meet every exceptional situation perfectly, let's hear about it.

In the meantime, what? Throw the whole thing out?

[whell]

Originally Posted by donquixote99

In the meantime, what? Throw the whole thing out?

Good idea. It was the wrong solution anyway, so throw it out and craft the right solution. One that doesn't involve disrupting the lives of individuals, their preference of how to cover their own health care needs, and their medical care.

[icenine]

Originally Posted by whell

Good idea. It was the wrong solution anyway, so throw it out and craft the right solution. One that doesn't involve disrupting the lives of individuals, their preference of how to cover their own health care needs, and their medical care.

The Tea Party and the GOP are incapable of passing their own plan, and would stop any Democratic proposal, even if the Democrats wanted to exactly copy what the GOP/Tea Party proposed. Where the hell have you been?

what is the GOP alternative? I mean they do not like this Hertiage foundation plan...

[whell]

Originally Posted by icenine

The Tea Party and the GOP are incapable of passing their own plan, and would stop any Democratic proposal, even if the Democrats wanted to exactly copy what the GOP/Tea Party proposed. Where the hell have you been?

what is the GOP alternative? I mean they do not like this Hertiage foundation plan...

I remember Democrats and unions pitching a bitch about High Deductible Health Plans and Health Savings accounts when they became available in 2003. In fact, I believe most unions won't even sit at a bargaining table to discuss an HDHP/HSA option. However, until we're willing to accept the premise that the consumer has to be part of the solution to control health care spending, there will be no sustainable alternative.

[icenine]

Originally Posted by whell

I remember Democrats and unions pitching a bitch about High Deductible Health Plans and Health Savings accounts when they became available in 2003. In fact, I believe most unions won't even sit at a bargaining table to discuss an HDHP/HSA option. However, until we're willing to accept the premise that the consumer has to be part of the solution to control health care spending, there will be no sustainable alternative.

I do not get you...you are always worried about government deficit spending but when a plan is passed to make consumers more responsible for paying for their own health care you do not like it.

I work in the er. I see the guys come in from motorcycle crashes with crushed bones and no insurance. You, me, and the doctor get stuck. The doctor gets paid less and your insurance goes up.

Here is the truth: Louis Goehmert is too busy tripping over his white robe to even think about formulating an alternative health care plan, much less vote for one. He is swinging his wrecking ball around trying not to get primaried.

peace and love
ringo

[whell]

Originally Posted by icenine

I do not get you...you are always worried about government deficit spending but when a plan is passed to make consumers more responsible for paying for their own health care you do not like it.

Huh? What plan have we passed recently that makes consumers more responsible for paying for their own health care? None come to mind, so please enlighten me.

[finnbow]

Originally Posted by whell

I remember Democrats and unions pitching a bitch about High Deductible Health Plans and Health Savings accounts when they became available in 2003. In fact, I believe most unions won't even sit at a bargaining table to discuss an HDHP/HSA option. However, until we're willing to accept the premise that the consumer has to be part of the solution to control health care spending, there will be no sustainable alternative.

This false premise is based upon the notion that a consumer is actually able and willing to engage in market-based analysis/decisions when it comes to health care. When you have a heart attack, stroke, car wreck or the urgent need for medical services, you don't take the time to do a full-blown analysis/comparison of your health care options. Health care isn't the same as buying widgets.

[whell]

Originally Posted by finnbow

This false premise is based upon the notion that a consumer is actually able and willing to engage in market-based analysis/decisions when it comes to health care. When you have a heart attack, stroke, car wreck or the urgent need for medical services, you don't take the time to do a full-blown analysis/comparison of your health care options. Health care isn't the same as buying widgets.

BS. There's nothing false about it. Most folks who are on these plans actually like them, and many HDHP participants are frequent flyers in the health care system.

http://www.benefitspro.com/2013/08/2...sfaction-rises

[donquixote99]

Originally Posted by whell

Good idea. It was the wrong solution anyway, so throw it out and craft the right solution. One that doesn't involve disrupting the lives of individuals, their preference of how to cover their own health care needs, and their medical care.

You allude a little to what sort of solution you want. Are you willing to expand on that?

[whell]

Originally Posted by donquixote99

You allude a little to what sort of solution you want. Are you willing to expand on that?

I've posted on this in more detail before, but here it is in summary form:

Originally Posted by whell

I've said it before and I'll say it again: if I were king for a day, I'd outlaw employer - based group coverage, and also the synonymous "pools" that many associations offer / operate. I'd make health insurance premiums for minimum essential coverage 100% tax deductible for individuals and/or families, even for those who don't itemize. Coverage over a minimum level would not have favorable tax treatment, but wouldn't be subject to a tax as PPACA would require. That would give you a very similar outcome to PPACA without all of the HHS / DOL / IRS oversight and BS.