Quote:
Originally Posted by finnbow
Congratulations. You could this month's award for standing logic on its head.
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Really? I don't want to veer this thread off-topic by pulling it into healthcare, but let's just try one bullet - point (oops, incivility alert) section from the link you posted:
"Government takeover" conjures a European approach where the government owns the hospitals and the doctors are public employees. But the law Congress passed, parts of which have already gone into effect, relies largely on the free market:
• Employers will continue to provide health insurance to the majority of Americans through private insurance companies."
True enough, until you consider that PPACA now tells insurance carriers what their profit margins are for their medical insurance products. The carriers must also provide, and are not allowed to attribute additional premium to health care reform, mandated coverages for dependents, and cannot reject coverage for minors with pre-ex conditions. In 2014, the carriers will not be able to reject anyone with pre-ex. So much for
"relying on the free market."
Now, future provisions of PPACA will kick in that will drive up the cost of coverage / premiums due to additional mandated coverage provisions, and/or taxes on medical device providers, hospitals, etc. Cap this off in 2018 when the government slaps and addition excise tax on "Cadillac plans." The joke about the Cadillac plan tax is that if you look at the future cost of premium based on even modest renewals between now and 2018, the cost of today's "average" cost group medical plan will approximate the cost of a "Cadillac plan" using PPACA's definitions.
So, another 20% tax on top of the cost of future premium, as well as additional burdensome administrative requirements imposed by PPACA on carriers and group insurance plans, and you've got a stew the simply exacerbates the issues in our current system, and likely has folks screaming for relief (do I hear "the government option") on or before 2018.
As someone once told me: "Facts are stubborn things..." You can certainly debate the relative merits of PPACA, but it is a huge intrusion into the delivery of health insurance, and looks very much like a poison pill.