Insurance renewal

[icenine]

Originally Posted by BlueStreak

This is why they have to be denied any choice. Of course they will make the wrong choice. They are young, naïve and more interested on spending that money on stupid crap, tattoos and piercings or whatever. Then they get injured jackassing around and guess who gets to pay for it? We do, that's who.

I don't give a steaming dump if any of you think it violates their rights. F**k'em. They need to pay in whether the dumb asses like it or not.

Dave

After you put on your bandanna in the morning do not forget to take your geritol gramps...so you are not so grumpy lol

[barbara]

Originally Posted by JJIII

They are young, strong, and invincible! They also want to keep as much of their paycheck as possible. If you do the math it's easy to guess which way they will go.

"The penalty in 2014 and beyond

The penalty in 2014 is calculated one of 2 ways. You’ll pay whichever of these amounts is higher:

1% of your yearly household income. The maximum penalty is the national average yearly premium for a bronze plan.

$95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.

The fee increases every year. In 2015 it’s 2% of income or $325 per person. In 2016 and later years it’s 2.5% of income or $695 per person. After that it is adjusted for inflation.

If you’re uninsured for just part of the year, 1/12 of the yearly penalty applies to each month you’re uninsured. If you’re uninsured for less than 3 months, you don’t have a make a payment."

From here...

https://www.healthcare.gov/what-if-s...erage-in-2014/

Notice I didn't say this would be a wise decision, it's just what I think will happen more often than not. If that turns out to be true, how long can the plan survive without them joining?

The question isn't how long the plan can survive, but rather how long will it take the young and healthy to figure out they are better off getting the insurance.
Sure, when they are feeling invincible, they think they don't need it..... But one trip to the doc for the flu or some other not so serious reason will convince them otherwise when they see what an office visit/ X-ray/ etc. costs out of their own pocket.

[JJIII]

I would be interested to see the demographics for those that have signed so far.

[BlueStreak]

Originally Posted by JJIII

I would be interested to see the demographics for those that have signed so far.

What difference does that make?

[JJIII]

Originally Posted by BlueStreak

What difference does that make?

None, I'm just curious.

[merrylander]

We simply stayed with the insurance we had, doubt that we qualify for any assistance in the premims in any case. I wonder how many more people there are in that same position?

[piece-itpete]

The two issues are tied thusly: because the site is such a disaster Obie & co are talking about allowing folks to keep their current policies.

Unfortunately that cuts into some of the folks the insurance cos were figuring to sign up. Long and short the rollout was even worse than it seems.

Pete

[merrylander]

Originally Posted by piece-itpete

The two issues are tied thusly: because the site is such a disaster Obie & co are talking about allowing folks to keep their current policies.

Unfortunately that cuts into some of the folks the insurance cos were figuring to sign up. Long and short the rollout was even worse than it seems.

Pete

The reals disaster was leaving the insurance companies in place and not allowing Medicaire and Medicais to negotiate prices. However when you have a horse's arse for a Congress it is little wonder we get manure.